To help you more clearly understand your current situation, try the Wealth Acceleration and Protection Scorecard. Rate your reaction to each pair of phrases that describes your confidence level between, 1 as being very low to 5 as being very high. Add your total for each column then add the total score for each column to determine "Your Score". Give us a call to gain greater insight on how to benefit from understanding your score.

I do not have a clear vision for my financial future	1	2	3	4	5	I do have a clear vision for my financial future.
I do not have a plan for achieving my goals	1	2	3	4	5	I have a plan in place for achieving my goals
My investments are disorganized and difficult to manage	1	2	3	4	5	My investments are organized and managed efficiently.
The rate of return on my investments continue to lag behind what I was promised	1	2	3	4	5	The rate of return on my investments is equal to or exceeds what I was promised
I am unsure of why I own many of the financial products I have purchased.	1	2	3	4	5	I understand the role each financial product I own plays in helping me achieve my goals.
My advisors do not understand my goals and work in isolation from each other.	1	2	3	4	5	My advisors understand my goals and work in harmony with each other.
I am unable to measure my progress.	1	2	3	4	5	I have accurate bench marks that enable me to measure my progress
I am not certain that I have sufficient income sources in place for meeting an emergency.;	1	2	3	4	5	I have in place multiple sources of income for meeting an emergency.
I am not confident about my financial future as I would like to.	1	2	3	4	5	I feel very confident about my financial future.
ADD COLUMN TOTALS						Your score --------

Our consultants at Life Value Financial recognize that each client's financial situation, goals and objectives are unique to that individual's circumstance. Hence the solutions we offer are customized for meeting the needs of each individual client. As specific goals and objectives can change overtime, our program is sufficiently flexible to adapt to changing circumstances without any impediment to realizing the overall objective of financial security.

Whether it's debt elimination, saving for a college education, protecting the family's assets and or income, financing a business, planning for retirement, or any other financial goal you may have in mind we offer the financial planning, resources and ongoing reviews with a goal of helping you succeed in your personal and business life.

Financial Planning

Sound financial planning is the foundation for building long term financial security. Starting early in life with a sound financial plan establishes a solid foundation for accelerating wealth accumulation in time. Regardless of where you are in the life cycle there are elements of a financial plan that can be incorporated into your program.

This phase of the planning process focuses on taking control of income and expenses, developing a wealth coordination account, identifying financial goals and objectives, protecting income, developing contingencies, evaluating tax saving strategies and developing and implementing a plan for realizing short, medium and long term goals.

Investment Planning

Our commitment is directed at accelerating the growth of our client’s wealth without setting limits. The end result will never be accomplished using predetermined rates of return, demanding specific amounts of cash outlays, evaluating risk profiles or relying on potential market performance. The investments that are part of our client's holdings must promise a minimum guaranteed return. We reject any type of high risk investing that is defended on the platform of growth. Market returns supports our position that growth can be realized without taking unnecessary risk.

Retirement Planning

Statistics on demographics show that life expectancy is increasing and that a significant number of persons could be spending up to one-third of their lifespan in retirement. It becomes essential to prepare for those years beyond speculative needs. Our retirement plans build in contingencies by creating multiple types of assets that could continue to receive favourable tax treatment at the time an income stream is created. Although, government provided retirement benefits can make up a portion of a person's retirement income, it should not be relied upon as a core source of income. Top Choice RRSP Information

Estate Planning

In all phases of the wealth acceleration strategy contingencies are built in for protecting assets from being depleted by taxes on the creation of an estate. By Taking appropriate steps to develop a sound estate plan one can provide for the effective preservation and transfer of assets to loved ones.

Vision Statement
Build our client's wealth to its maximum potential without taking risk while at the same time preserving established lifestyle.

Mission Statement
Deliver solutions that build financial security for a life time.

Process
Our commitment is directed at accelerating the growth of our client’s wealth without setting limits. The end result will never be accomplished using predetermined rates of return, demanding specific amounts of cash outlays, evaluating risk profiles or relying on potential market performance.

Our time and energies are always engaged in developing the right strategy, selecting the appropriate products and or services that will promote wealth acceleration.

Every financial decision is measured to determine its efficiency and effectiveness in meeting our client's goals and objective.


Benefits

As a member of ^the Wealth Acceleration and Protection Program^TM you will:

• Have a clear vision of your financial future and an effective plan in place for achieving your goals;
• Become debt free sooner;
• Completely coordinate and integrate your finances;
• Measure the efficiency and effectiveness of every financial decision for wealth acceleration;
• Protect your assets and income from the eroding factors of taxes, inflation market losses etc.;
• Take advantage of opportunities to create wealth and security without market risk;
• Protect your money, enhance the quality of your life and achieve your goals; and
• Receive a minimum guarantee of future income results.

We are independent financial consultants with more than thirty years of combined industry experience providing dedicated personalized financial service to our clients. Our independence allows us to offer an unbiased objective approach in serving the needs of our clients in assisting them build financial security.

Regardless of your present financial situation we are confident in our ability and service in helping you realize financial security.

Our approach employs a unique and time tested method that protects our client's assets and income, accelerates the accumulation of wealth in realizing financial security. Confident in our strategy, future results are guaranteed.

A proprietary, ^the Wealth Acceleration and Protection Program^TM uses the following 3 Easy Steps to Realizing Financial Security.

• coordinate the accumulation of assets;
• integrate financial decisions; and
• measure every financial decision for efficiency and effectiveness.

It is a unique and time tested method that protects assets and income, accelerates the accumulation of wealth in realizing financial security. Confident in our strategy, future results are guaranteed.

We invite you to complete the Wealth Acceleration & Protection Scorecard by clicking on the tab labeled "Confidence Test". It will give you an opportunity to assess the overall satisfaction of your current financial situation against standard benchmarks for realizing financial security. Once completed, please give us a call or send an email as we will be glad to give you greater insight on how to benefit from understanding your score.